Features
Made for Malaysian Life
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The Efficiency Play
- 'I owe you, you owe him, he owes her?' It's a mess. Our Easy Balance engine is capable of finding the most efficient path to repayment. We reduce 10 confusing transfers down to just one simple settlement.
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The Travel Companion
- Weekend in Bangkok or a semester in London? KiraNow supports expense tracking in any global currency. Log spending in Baht or Pounds, and we’ll manage the ledger while you enjoy the trip.
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Free of charge
- Stop paying just to pay. Unlike other apps, we don't gate your history or cap your daily transactions. Enjoy a truly seamless experience with unlimited groups and zero ads.
Use Cases
Perfect for Every Group
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Travel Buddies
- Split hotel, transport, and food costs effortlessly. No more awkward calculations after every meal or activity.
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Roommates
- Rent, utilities, and groceries made simple. Track recurring expenses and keep everyone accountable.
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Friends & Family
- Dinners, gifts, and group activities. Keep relationships stress-free by settling up fairly and transparently.
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Office Colleagues
- Lunch orders and team outings sorted. Perfect for that weekly makan session or office birthday collections.
Create a Group
Name your group (e.g., "Bali Trip," "Mamak Gang," "Apartment Utilities") and add friends.
Add Expenses
Who paid? How much? Split equally, by percentage, or custom amounts.
Settle Instantly
See who owes whom. Settle through the recipient's preferred bank/e-wallet.
Frequently asked questions
- Is KiraNow really free?
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Yes! Basic bill splitting is completely free forever. We'll offer optional premium features later.
- Is my financial data safe?
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Absolutely. We comply with Malaysia's PDPA and never share your personal data. Only members from the same group can see your bank account numbers when settling the balance.
- Does KiraNow transfer money?
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We show settlement amounts and payment details (like DuitNow info), but you complete the transfer through your own banking app.
- What if my friends don't have KiraNow?
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You can invite your friends via a simple group link. Once signed up, they can access the group on our web-app without downloading a thing. However, for more seamless experience, we recommend downloading the app through your device app stores.